DRAFT. This is not final legal text. Do not treat it as the live policy until Ray says it is ready.

Terms of use, Save Sterling

DRAFT, not legal advice and not published. Review before use; consider a solicitor's check. Placeholders are in [SQUARE BRACKETS].

Last updated: [DATE]

1. About us. savesterling.co.uk is run by [LEGAL ENTITY NAME], [REGISTERED OR POSTAL ADDRESS]. Contact [CONTACT EMAIL, e.g. hello@savesterling.co.uk].
2. Using the site. Save Sterling is a site about saving money in the UK, which can store files you upload and send you account and alert emails. By using it you agree to these terms.
3. Information only. Content is general information, not financial, tax or legal advice. Offers and prices change; check the provider's own terms before acting. We are not authorised by the Financial Conduct Authority.
4. Affiliate links. Some links earn us a commission at no extra cost to you. This never changes the price you pay. [STATE WHETHER COMMISSION AFFECTS WHICH OFFERS ARE LISTED OR THEIR ORDER]
5. Accounts. Keep your sign-in secure. We may suspend accounts that misuse the service.
6. Your uploads. You keep ownership of files you upload and give us permission to store them to provide the service. Do not upload unlawful content.
7. Our content. Copyright belongs to [LEGAL ENTITY NAME]. You may share links but not copy the site wholesale.
8. Liability. We do not exclude liability for death or personal injury caused by negligence, fraud, or anything that cannot be excluded by law. Otherwise we are not liable for losses from relying on the content or from third-party sites.
9. Changes. We may update these terms and will change the date above.
10. Law. These terms are governed by the law of [England and Wales], and its courts have jurisdiction. If you live in Scotland or Northern Ireland you may also bring claims there.